With the promotion and improvement of blockchain technology, blockchain technology has gradually penetrated into various fields within financial institutions and played a significant subversive role. Because of its decentralized, tamper proof and traceable characteristics, it can bring subversive solutions to the fields of payment settlement, identity authentication, data storage and so on. The distributed accounting method improves the speed of synchronous processing of information, the smart contract realizes the automation of business process processing, and the encryption measures improve the ability of data security protection. Technical performance bottlenecks, lack of privacy protection and lack of legal norms still restrict its wide application. This paper mainly studies the specific application of blockchain technology in financial infrastructure, systematically summarizes the problems encountered, and puts forward practical and effective improvement schemes.

Linwei Wu. Application and Development of Blockchain Technology in Financial Infraustructure Innovation. International Journal of Business Management and Economics and Trade (2025), Vol. 6, Issue 1: 213-220. https://doi.org/10.38007/IJBMET.2025.060122.

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